Our Partners and Commissions

Our Broker Compensation


KTX Insurance Brokers believes in protecting the personal information that you provide us. We have made safe computing and the protection of your privacy an important priority. With the exception of our insurance suppliers and where mandated by the government, the personal information that you share with us will not be shared with third parties without your prior consent.

Our role is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issues arise regarding your insurance coverage, we are your advocates, using our professional experience to best represent your individual interest.

Brokerage compensation is part of your insurance premium. For your benefit, we have listed below insurers we represent and have included the range of compensation each provides as a percentage of your overall premium.

This commission percentage is paid annually for both new business and renewals. Should there be any increase in the commission schedule we receive from your insurer, or any other material change that affects our compensation agreements, we will notify you.

In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire. The insurers with an asterisk noted above recognize our efforts through contingent (profit) commission contract. Payment of this contingent (profit) commission may depend on a combination of growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of the insurer. Contingent (profit) commission is not guaranteed. For detailed information on contingent (profit) commission, please go to the individual company's website.

Kanetix Ltd., has ownership in KTX Insurance Brokers Ltd. The ownership and financing provided has allowed KTX Insurance Brokers Ltd. to expand our business.

Your Insurer will be providing you with a Customer Code of Rights and responsibilities, which will be forwarded to you with your new business policy. If you have and questions regarding this or any other aspect of your insurance please contact us.

KTX Insurance Brokers is proud to represent the following insurance companies:

Aviva Canada Inc. is one of the country's leading property and casualty insurance groups and a subsidiary of Aviva plc, the world's fifth largest insurance group with more than $600 billion Cdn. in assets and 56,000 employees around the globe. Aviva provides a broad range of insurance products and services, including auto insurance, to policyholders through a network of independent insurance brokers. Aviva also underwrites a number of specialty niche products in partnership with independent insurance brokers. Aviva has been affiliated with KTX Insurance Brokers since 2004.

https://www.avivacanada.com/

The Canadian Automobile Association - CAA - is a federation of 9 automotive clubs serving about 5 million members through 130 offices across Canada. CAA provides a wide range of member services and products to improve travelling and motoring conditions at home and around the world.

Chieftain Insurance is a division of The Dominion of Canada General Insurance Company. Proudly Canadian, Chieftain offers auto insurance and home insurance, tenant insurance and condo insurance solutions for Canadians. Chieftain supplies its insurance products through independent brokers throughout Canada and online. Chieftain has been affiliated with KTX Insurance Brokers since 2002.

http://www.travelerscanada.ca/personal-insurance/chieftain.aspx

The Coachman Insurance Company was established in 1979 and sells a full suite of property and casualty insurance products in the Ontario market. They offer competitively-priced insurance products exclusively through a network of independent brokers. Most of whom are local business people who are customer and community-oriented. SGI CANADA purchased Coachman in 2001 and, through its subsidiaries like Coachman Insurance, is proud to meet the insurance needs of customers in 7 Canadian provinces. SGI CANADA has been in the insurance business for more than 60 years. Coachman has been affiliated with KTX Insurance Brokers since 2009.

https://www.coachmaninsurance.ca/

Since 1887, The Dominion of Canada General Insurance Company has been insuring Canadians' homes, condominiums and automobiles. The Dominion of Canada provides its services and products through independent insurance brokers throughout Canada. The Dominion of Canada has been affiliated with KTX Insurance Brokers since 2002.

http://www.travelerscanada.ca/

Echelon General is a Canadian owned insurance company serving a national market with a wide range of niche products including non-standard automobile, RV, motorcycle and antique auto insurance. Echelon is a publicly trades company on the TSX and is owned by EGI Financial Holdings. Echelon distributes their products through independant insurance brokers and has been affiliated with KTX Insurance Brokers since 2004.

https://echeloninsurance.ca/

The Economical Insurance Group, previously known as the Economical Mutual Fire Insurance Company, is one of the last mutuals left in Canada. Founded in 1871, Economical provides insurance policies to individuals from numerous offices including those found in Alberta and Ontario. Consumer policies include auto insurance, home insurance and property insurance. Economical's insurance products are available through various brokers throughout Canada. Economical has been affiliated with KTX Insurance Brokers since 2005.

https://www.economical.com/en/home

Gore Mutual Insurance Company is Canada's oldest federally licensed mutual property and casualty insurance companies, celebrating over 160 years of quality service to Canadians. Gore Mutual was established in 1839 and 2010 will represent the company's 171th year of continuous operation. Gore Mutual provides a multitude of insurance products, of which home and property insurance and insurance for your condominium and apartment are included.

Gore Mutual currently provides online quotes for property insurance in British Columbia for your home, condo or contents on Kanetix.

Gore Mutual has been a participant in the Kanetix Marketplace since 2005.


https://goremutual.ca/

Intact Insurance is Canada's largest home, auto and business insurance company. Canadian-owned and led, it protects over 3 million customers. Products and services are available through an extensive network of locally based independent insurance brokers from coast-to-coast. Intact Insurance has been affiliated with KTX Insurance Brokers since 2008.

https://www.intact.ca/

Jevco Insurance Company, formally Kingsway General Insurance Company, provides multiple insurance products for both regular and hard to place risks. Jevco Insurance Company currently provides several insurance products including but not limited to auto insurance and motorcycle insurance. Jevco Insurance Company has been affiliated with KTX Insurance Brokers since 2002.

https://www.jevco.ca/

Pafco Insurance Company, underwritten by Pembridge Insurance Company, provides as part of their suite of products, auto insurance. Pafco is offered through independent, licensed brokers in a number of provinces, including Ontario. Pafco has been affiliated with KTX Insurance Brokers since 2005.

https://www.pafco.ca/

Pembridge offers an array of insurance products for a broad range of risks for auto insurance, home and property insurance and motorcycle insurance. Pembridge supplies its insurance products through various independent brokers throughout Canada. Pembridge has been affiliated with KTX Insurance Brokers since 2005.

https://www.pembridge.com/

Perth Insurance is a member company of The Economical Insurance Group. Its focus is on special risk personal automobile and property insurance. In 1968 The Perth Mutual of Stratford was converted to a stock company and purchased by Economical. The Perth business was merged with Economical in 1983 and today operates as a Special Risk insurer. These insurance products are supplied by independent brokers throughout Canada. Perth has been affiliated with KTX Insurance Brokers since 2005.

https://www.economical.com/en/home

The SGI CANADA is the trade name of the property and casualty insurance division of Saskatchewan Government Insurance (SGI) which offers products in more than half of Canada's provinces. It operates SGI CANADA in Saskatchewan, SGI CANADA Insurance Services Ltd. in Alberta and Manitoba, the Coachman Insurance Company in Ontario and is a partner in the Insurance Company of Prince Edward Island (ICPEI) in the Maritimes. Products are sold through a network of independent insurance brokers.

The company employs over 1,900 people and works with a network of almost 300 independent insurance brokers. Regina is the home of SGI CANADA's corporate head office.


https://www.sgicanada.ca/ab/index.html

Proudly underwritten by Unica Insurance Inc.,Club LIVEasy is designed with you in mind, providing the peace of mind protection you need to "live easy". You've worked hard for your achievements and all that you've accomplished in life and you're passionate about protecting your hard-earned assets.

Focused on meeting your needs, we offer innovative, comprehensive and flexible insurance solutions for your home, your belongings, your car and your lifestyle passions including your cottage, snowmobile and ATV. A Club LIVEasy customer holds the key to Club LIVEasy, a key that opens the door to a service offering designed specifically to meet the needs of your busy lifestyle. As a Club LIVEasy member we will provide you with "hassle-free" service and flexibility by offering different claims settlement options in the unfortunate event of a loss.

As a company built on the concept of "people first", we share your expectations of quality and appreciation of value. Our LIVEasy program and our commitment to service excellence ensure that whether at home, work or play, you can be confident that your hard-earned assets are secure.

The Wawanesa Mutual Insurance Co. is a Canadian insurance firm. Currently, the company's executive offices are located in Winnipeg, Manitoba, with regional offices across Canada.

https://www.wawanesa.com/canada/index.html?language_id=1